1. B

   No. 1

   Buvei

   Compliance-ready Multi-BIN Team

   Card type Credit · multi-BIN

   API Yes, documented

   Funding Fiat & crypto

   Single-use Yes

   Best for: teams that need compliance-ready infrastructure and detailed spend controls across multiple ad accounts.

   Multi-BIN virtual Visa and Mastercard credit cards — single-use, subscription, and multi-use variants — with a centralised dashboard for teams. Licensed in Hong Kong (TCSP), the United States (FinCEN MSB), and Lithuania (VASP), putting it ahead of most alternatives on compliance. Granular daily, monthly, and per-transaction limits.

   Pros

   • Licensed in 3 jurisdictions (HK · US · LT)
   • Granular spend controls per card
   • Fiat + crypto funding
   • $5 free card credit for new accounts

   Watch-outs

   • Pricing not publicly listed
   • Structured / heavier onboarding flow
2. P

   No. 2

   PST.NET

   ★ Editor's pick High volume 20+ BINs

   Card type Prepaid debit (Visa/MC)

   API Yes + Telegram bot

   Funding Fiat & crypto

   Single-use Yes

   Best for: high-volume media buyers and agency teams who need BIN variety and no hard limits on card issuance.

   Purpose-built for advertisers. Issues virtual prepaid Visa and Mastercard cards in USD and EUR (GBP in development), drawing on more than 20 BINs across five US and European banks — meaningful when ad platforms flag same-issuer cards in bulk. Accepts crypto funding for BTC, USDT, and others.

   Pros

   • 20+ BINs across five US/EU banks
   • No card-count or spending limits
   • Crypto funding (BTC, USDT, others)
   • Affiliate programme for agencies

   Watch-outs

   • 8% deposit fee on Universal plan
   • $15/mo platform fee (Universal tier)
3. P2

   No. 3

   Pay2.House

   Best API Team Ad-platform integrations

   Card type Debit · unlimited

   API Full · Google/Meta/TikTok

   Funding Crypto · Capitalist · wire

   Card cap $100k per card

   Best for: media buyers and agency teams who want direct ad-platform API integration and high per-card spending limits.

   Built with ad buyers in mind. The API integrates directly with Google, Meta, TikTok, and myTarget, so you can automate card issuance and management inside the same workflow you use for campaigns. Card limits run up to \$100,000 per card. Multi-user access, budget allocation, and real-time monitoring built in.

   Pros

   • Direct API integration with major ad platforms
   • $100k per-card spending cap
   • Team management + budget allocation
   • Transparent pricing · 20% off at 100+ cards

   Watch-outs

   • No direct credit/debit card top-ups
   • 4% reload + refund fee
4. L

   No. 4

   LinkPay

   Zero fees 3% cashback Solo / small team

   Card type Debit & credit · disposable

   API No

   Funding Crypto top-ups

   Single-use Yes

   Best for: solo advertisers or small teams who want zero-fee card issuance and built-in cashback on ad spend.

   Positioned as a zero-fee alternative for ad spend: no deposit fees, no withdrawal fees, no decline fees. The platform earns through a 3% cashback model — you spend on ad platforms and get a portion back. Cards can be created, paused, and deleted instantly, with one card assignable per campaign for cleaner tracking.

   Pros

   • No deposit / withdrawal / decline fees
   • 3% cashback on ad spend
   • Instant pause + delete
   • One-card-per-campaign workflow

   Watch-outs

   • No API — manual only
   • Team management not well documented
5. K

   No. 5

   Kripicard

   Crypto-native Global reach API

   Card type Virtual debit

   API Cards · eSIM · gift

   Funding USDT + major crypto

   Reach 90M+ merchants

   Best for: crypto-native advertisers who need broad merchant acceptance and want API access for card management.

   A crypto-funded virtual card provider with global reach. The platform claims coverage across 90 million-plus merchants through the Visa and Mastercard networks. The API supports card issuance and management, alongside eSIM and gift card APIs for users with those adjacent workflows.

   Pros

   • Claimed 90M+ merchant reach
   • API for cards, eSIM, and gift cards
   • Broad crypto funding (USDT & others)

   Watch-outs

   • Pricing not publicly listed — calculator only
   • Limited compliance disclosure
   • Single-use card support not documented
6. Bi

   No. 6

   Bitlily

   Disposable Crypto-funded US BINs

   Card type Credit · reloadable + one-time

   API No

   Funding USDT · BTC · crypto

   Single-use Yes

   Best for: individual advertisers who want disposable cards funded by crypto and do not need team or API functionality.

   Keeps things straightforward. Issues US-based virtual credit cards, both reloadable and one-time-use, funded via USDT, BTC, and other cryptocurrencies. Cards are issued instantly, and the platform's 100% refund policy on non-working cards is a useful guarantee when you are testing new BINs.

   Pros

   • Instant card issuance
   • 100% refund on non-working cards
   • Simple flat pricing

   Watch-outs

   • No API · no team management
   • US BINs only — acceptance varies
   • Load commission 7–10% by volume
7. Cr

   No. 7

   Cryptomus

   Simple pricing Apple/Google Pay Crypto

   Card type Prepaid USD

   API No · dashboard only

   Funding USDT · USDC

   Per-card limit $50k / month

   Best for: individual advertisers who want a direct crypto-to-card workflow with transparent flat-rate fees.

   USD-based virtual prepaid cards funded via USDT and USDC. Supports Apple Pay and Google Pay where available. No API; all card management happens through the dashboard, and there are no single-use cards. KYC is required and sanctioned regions are excluded.

   Pros

   • Flat fees: $4 issuance + ~3.2% top-up
   • $50,000/month per-card limit
   • Apple Pay / Google Pay support
   • Instant create · freeze · delete

   Watch-outs

   • No API · no single-use cards
   • 10-card cap per account
   • No multi-user management
8. V

   No. 8

   Volet

   ✓ PCI DSS certified GDPR EU-only

   Card type Prepaid Mastercard

   API No · dashboard only

   Funding Bank deposit · crypto

   Since 2014 · HSM-encrypted

   Best for: European advertisers or agencies that need a compliance-certified payment provider and are comfortable with manual card issuance.

   The most compliance-focused provider on this list: PCI DSS certified, GDPR compliant, operating with HSM-encrypted servers since 2014. For advertisers whose clients or platforms require verifiable payment security, that pedigree matters. Virtual cards are limited to residents of EU countries, Switzerland, Norway, Turkey, and Israel — and creation can take up to three business days.

   Pros

   • PCI DSS certified · GDPR compliant
   • HSM-encrypted servers
   • Established 2014 — longest track record

   Watch-outs

   • EU residents only (+ CH, NO, TR, IL)
   • Up to 3 business days to issue
   • No single-use, no team, no API

Some links above are affiliate links. We only recommend providers we have vetted for multi-account ad workflows — payouts do not influence ranking.